<?xml version="1.0" encoding="UTF-8"?>
<!--
  Cluster 5 — Institucional / conversão
  Destinos finais aprovados em VMA-97 usam convenção pública sem trailing slash.
  Conteúdo: produto, planos, landing pages de serviço.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://www.vmahub.com/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/quem-somos</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/solucoes</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/fale-com-especialista</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/servicos/estrategia-tributaria/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/servicos/contabilidade-consultiva/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/servicos/direito-de-negocios/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/servicos/consultoria-juridica/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/servicos/planejamento-patrimonial/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/servicos/assessoria-societaria/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/napratica</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/contabilidade/abrir-cnpj-online</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/contabilidade/mudar-de-contador</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/contabilidade/contador-online</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/contabilidade/planos-e-precos</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/contabilidade/contador-no-brasil</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/contabilidade/consulta-de-cnae</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/juridico/planejamento-tributario-empresarial</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/juridico/holding-familiar-patrimonial</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/juridico/contrato-social-e-tipo-societario</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/juridico/elaboracao-de-contratos</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/juridico/sucessao-empresarial</loc>
    <lastmod>2026-05-26</lastmod>
  </url>
  <!-- Blog facets — categoria (11) -->
  <url>
    <loc>https://www.vmahub.com/blog/categoria/cbs-ibs-e-imposto-seletivo/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/fundamentos-da-reforma/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/impactos-por-setor/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/mitos-vs-verdades/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/operacao-e-compliance/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/patrimonial/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/planejamento-tributario-pme/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/por-profissao-e-regime-tributario/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/split-payment-cashback-e-credito-tributario/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/transicao-2026-2033-e-calendario/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/categoria/tributario/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <!-- Blog facets — persona (6) -->
  <url>
    <loc>https://www.vmahub.com/blog/persona/advogado-tributarista/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/persona/contador-parceiro/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/persona/empresario-pme/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/persona/gestor-financeiro/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/persona/mei/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://www.vmahub.com/blog/persona/profissional-liberal/</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
</urlset>
